Surety Underwriter
The Surety Underwriter at Confidential Client is an entry-level role responsible for assessing bond applicants' risks, underwriting new business applications, and managing policy renewals. The position involves detailed risk analysis, customer communication, claims intake, and collaboration across business units, with a focus on accuracy and adaptability to support future leadership growth.
About Careertakes
👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Insurance.
Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.
What You’ll Do
Confidential Client is hiring an entry‑level Surety Underwriter in Charlotte, NC. This role provides client-facing underwriting and policy support for surety/bond business and includes training across business units to develop underwriting judgment and product knowledge.
- Receive and process new bond applications and renewals from phone, web, and mail channels.
- Review applications against underwriting guidelines; evaluate financial strength, creditworthiness, and overall risk profile.
- Price and quote bond terms and premiums consistent with guidelines and delegated authority.
- Respond to customer inquiries about underwriting decisions, premiums, and policy terms—clearly explain rationale and next steps.
- Collaborate with other underwriters and business units to gather information and resolve complex submissions.
- Conduct basic market research and monitor competitor pricing to identify opportunities.
- Intake and review new surety claims; collect bond details, loss descriptions, and supporting documents per SOPs.
- Maintain accurate documentation and rationale for underwriting decisions, exceptions, approvals, or declines.
Qualifications
- Entry level — bachelor’s degree is a plus but not required.
- Proficiency with Microsoft Office and Google Workspace; ability to learn proprietary underwriting systems quickly.
- Strong verbal and written communication skills; able to explain underwriting outcomes professionally.
- High attention to detail and accuracy to identify risks and make timely decisions.
- Adaptable, eager to learn, and open to internal rotation and career development toward specialist or leadership tracks.
Training & Career Path
- Formal onboarding and cross-training across the client’s surety and insurance divisions (BondExchange and Insurance Services).
- Mentoring from experienced underwriters with clear progression into industry-focused business units or regional wholesale teams.
Compensation & Employment Type
- Compensation: salary plus bonus (performance-based). Exact pay details will be provided by the employer during the hiring process.
- Employment Type: Full-time
- Location: Charlotte, NC (on-site role as listed)
Legal & Compliance
Confidential Client and Careertakes comply with all applicable federal, state, and local employment laws where the role is posted. Reasonable accommodations are available for candidates with disabilities; please notify the recruiter to request assistance.
Equal Opportunity & Hiring Transparency
Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.
If you have questions about how your data is used, please contact us directly.
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