Product Manager – Personal Auto Insurance (Pricing)
The Product Manager for Personal Auto Insurance (Pricing) at Confidential Client is responsible for managing the profitability and performance of assigned states through pricing, product, and regulatory strategies. This role involves leading rate filings, collaborating across departments, maintaining regulatory relationships, analyzing market and product performance, and driving initiatives to enhance product offerings and company growth in a fast-paced insurance environment.
About Careertakes
👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Insurance.
Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.
What You’ll Do
Confidential Client is seeking a Product Manager focused on Personal Auto Insurance Pricing. In this role you will own state-level product and pricing performance, lead rate and rule filing work, and collaborate across underwriting, claims, IT, legal, and distribution to optimize profitability and growth.
- Own the profitability and performance of assigned personal auto states through pricing, product and regulatory strategies
- Identify and prioritize opportunities to improve loss ratios, retention, and premium growth through rate and product adjustments
- Lead development and submission of rate and rule filings (e.g., SERFF) and manage regulatory communications
- Monitor product performance metrics (loss ratios, retention, premium growth) and implement approved adjustments
- Partner with Marketing, Underwriting, Claims, IT, Legal and vendor teams to design and implement product features and operational processes
- Conduct market, competitor and agent/producer analysis to inform pricing and product decisions
- Serve as a subject-matter expert for audits, market conduct reviews and regulatory examinations
- Drive initiatives to explore adjacent opportunities (telematics, rideshare, small-commercial auto, new jurisdiction entry) and support strategic projects
What We’re Looking For (Required)
- Bachelor’s degree in Business, Finance, Insurance, Economics or related field (MBA preferred)
- 3–5+ years of product management, pricing, actuarial or related experience, ideally with an automobile insurance focus
- Strong analytical and quantitative skills; attention to detail and sound problem-solving
- Experience with data analysis and visualization tools (Power BI, Tableau, SQL or similar)
- Working knowledge of insurance rate filings, regulatory rules and SERFF submissions
- Excellent written and verbal communication skills; ability to translate technical analysis to non-technical stakeholders
- Proficiency with Microsoft Office and comfort working with cross-functional teams
Nice-to-Have / Preferred
- Prior experience at a carrier or with non-standard auto insurance products
- Familiarity with actuarial pricing approaches and loss-ratio management
- Exposure to telematics, usage-based insurance or small-commercial auto
- Experience using product management and regulatory filing systems
Location & Schedule
- Primary work location: Mount Prospect, IL (on-site expected)
- Standard schedule: Monday–Friday, daytime business hours (Confidential Client operates 8:00 am–5:00 pm CST)
- Occasional travel and meetings with regulators, vendors, or partner offices as needed
Compensation & Benefits
Confidential Client offers a competitive compensation package and a comprehensive benefits program, including:
- Competitive salary commensurate with experience
- 401(k) with company match (up to 6%)
- Medical, dental and vision plan options (including HSA-eligible plans)
- Telemedicine access and wellness resources
- Paid time off (vacation, personal/sick) and at least 6 paid holidays
- Professional development support (training, licensing reimbursement)
- Positive, collaborative culture and employee recognition programs
Why Join This Team
This role provides direct ownership of product performance, regular cross-functional exposure, and the ability to influence pricing strategy and market expansion. If you enjoy blending analytical rigor with regulatory and market strategy in the insurance space, you’ll have meaningful impact here.
Equal Opportunity & Hiring Transparency
Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.
If you have questions about how your data is used, please contact us directly.
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