Mortgage Loan Originator
The Mortgage Loan Originator at Confidential Client is responsible for originating primarily home equity loans and some first mortgage loans, focusing on converting internal referrals and member inquiries into funded loans. This hybrid role requires strong knowledge of mortgage products, compliance regulations, and excellent communication skills to educate members and maintain high conversion rates while ensuring a seamless loan process.
About Careertakes
👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Financial Services — Credit Union serving the entertainment & creative industries.
Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.
Overview
Confidential Client is hiring a Mortgage Loan Originator (Home Equity focus) for a hybrid role based in Hollywood / Los Angeles, CA. This is a sales-oriented lending position focused primarily on home equity loans and HELOCs (≈90% of volume) with occasional first mortgage originations (≈10%). The role is base + commission and requires an active NMLS license and strong member-driven sales skills.
What You’ll Do
- Proactively follow up on warm leads, internal referrals, and member inquiries with urgency and professionalism.
- Educate members on home equity and first trust deed mortgage options — loan terms, documentation, and process — recommending solutions aligned with members’ needs.
- Convert inquiries into funded loans and meet or exceed monthly funding targets for home equity originations.
- Maintain high conversion rates through consistent outreach and needs-based recommendations.
- Submit complete and accurate loan applications into Encompass and Opening Act.
- Coordinate with processors, underwriters, and funders to keep files on track for timely closings.
- Monitor loan statuses and proactively resolve issues that could delay closings.
- Provide clear, regular updates to members and internal stakeholders; deliver high-touch service from application through funding.
- Ensure compliance with applicable mortgage regulations (RESPA, Reg Z, TRID, S.A.F.E. Act) and internal policies.
- Maintain current knowledge of mortgage guidelines, investor policies, and product offerings.
- Represent the lender at educational seminars, webinars, and community events to generate and nurture business.
Qualifications
- High school diploma or equivalent required; bachelor’s degree preferred.
- Active NMLS license in good standing; compliance with S.A.F.E. Act and Regulation Z required.
- Minimum 3 years recent mortgage lending experience with a member-first or client-focused approach.
- Proven track record meeting or exceeding mortgage production goals.
- Strong working knowledge of residential loan products, underwriting guidelines, and investor policies.
- Proficiency with loan origination systems (Encompass preferred) and strong pipeline management skills.
- Excellent verbal and written communication skills; comfortable presenting to groups and building professional relationships.
- High integrity and ability to build trust quickly with members and internal partners.
Compensation & Location
- Employment type: Full-time (base + commission).
- Base hourly pay (CA estimate): $18.00 – $21.00 per hour, plus commission. (Actual pay may vary based on experience and role specifics.)
- Work arrangement: Hybrid — based in Hollywood / Los Angeles, CA office with some remote flexibility.
- This posting follows applicable California pay-transparency rules and local employment laws.
Preferred / Nice-to-Have
- Prior experience originating home equity products (HELOCs, home equity loans).
- Familiarity with Opening Act LOS and investor overlays for credit unions.
- Strong local network and history of community outreach or member-engagement events.
Why Join
Confidential Client is a membership-focused credit union serving professionals in the entertainment and creative industries. The team values Members First, Ownership, Integrity, Innovation, Inclusivity, and One Team. This is an opportunity to build relationships while originating meaningful home-equity solutions for members.
Equal Opportunity & Hiring Transparency
Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.
If you have questions about how your data is used, please contact us directly.
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