Manager - Credit Risk & Data Analytics
The Manager - Credit Risk & Data Analytics at Confidential Client is responsible for independently overseeing and challenging credit risk strategies and processes for US Consumer and Small Business portfolios. This role involves conducting thorough data-driven reviews, producing monitoring reports, identifying emerging risks, and collaborating across teams to ensure effective credit risk management within the company's risk appetite. The position requires strong analytical skills, credit risk expertise, and the ability to communicate findings to senior leadership in a hybrid work environment.
About Careertakes
👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Accounting & Finance.
Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.
Role overview
Careertakes is partnering with a confidential client in Accounting & Finance to find a Manager, Credit Risk & Data Analytics to support credit-risk oversight for U.S. Consumer and Small Business portfolios. This is a hybrid, full-time role based in Manhattan, NY. The role focuses on independent reviews, large-scale data analytics, portfolio monitoring, and credible challenge to first-line credit processes and strategies.
What You’ll Do
- Conduct independent, data-driven reviews of consumer and small business credit processes (new accounts, initial limit decisions and related controls).
- Design and run large-scale analytics to monitor portfolio health, trends, and concentrations.
- Produce and publish monitoring reports — portfolio MIS, exception monitoring MIS, Risk Appetite reporting, and other oversight dashboards.
- Own Exceptions and Smart Monitoring KRIs; escalate and recommend actions when thresholds or exceptions arise.
- Provide analytical support for credit risk policy, standards, and limit management practices.
- Identify emerging risks by tracking macroeconomic and market indicators and recommend mitigation strategies.
- Communicate oversight findings clearly to credit-risk peers, business partners, and senior leaders.
- Partner cross-functionally to validate data, analysis, and remediation plans.
What We’re Looking For
- 2–5 years experience in credit risk, risk oversight, or risk analytics for large consumer portfolios (entry-to-mid level manager).
- Advanced degree in a quantitative field (Mathematics, Statistics, Data Science, Economics or similar) preferred.
- Strong experience with large-data analytics and an ability to translate findings into risk-management actions.
- Demonstrated proficiency with tools such as SQL, Python and/or R, Excel, and visualization tools (PowerBI or similar).
- Solid understanding of credit risk strategies, portfolio management and monitoring frameworks.
- Strong written and verbal communication skills; ability to present technical findings to non-technical stakeholders.
- Proven ability to manage multiple priorities and work independently under pressure.
- Intellectual curiosity, sound judgment, and the willingness to challenge the status quo.
Nice to Have
- Prior experience working in a credit-risk oversight or second/third-line-of-defense function.
- Experience with KRI design, exception workflows, and Risk Appetite frameworks.
- Familiarity with consumer-lending products and collections/customer management metrics.
Compensation & Logistics
- Location: Manhattan, NY (hybrid)
- Employment type: Full time
- Salary range (as provided by the client): $89,250 - $150,250 annually + bonus + benefits
- Posting date: 2026-09-15
- Application window / target close: (refer to client posting)
- Work authorization: Confidential client requires eligibility to work in the United States and is not able to sponsor work visas for this role.
Why this role matters
This position supports independent oversight of credit risk decisions that impact large consumer and small business portfolios. If you enjoy building robust analytics, spotting emerging risks, and influencing remediation and policy, you’ll have real impact in protecting portfolio health while supporting business goals.
Equal Opportunity & Hiring Transparency
Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.
If you have questions about how your data is used, please contact us directly.
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