About Careertakes

👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Accounting & Finance.

Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.

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What You’ll Do

This Loan Officer II - Business Lending role supports originating, managing, and closing business and commercial lending opportunities with an emphasis on inbound small business requests. You will act as the primary point of contact for assigned borrowers, support the loan lifecycle from initial discovery through closing, and manage an assigned portfolio to grow long-term relationships and deposit/treasury opportunities for the Confidential Client.

• Originate inbound business lending and commercial loan opportunities.
• Serve as primary relationship contact for assigned business borrowers through application, underwriting, closing, and post-close relationship management.
• Conduct borrower discovery calls to gather business background, ownership, financing needs, repayment sources, and collateral information.
• Review, organize, and present borrower-provided financials to support underwriting.
• Structure loans aligned with lending policies, risk appetite, and production goals.
• Coordinate with underwriting, processing, closing, servicing, and other internal teams to ensure a smooth member experience.
• Maintain an active pipeline and achieve unit-based production targets focused on closed loans.
• Manage an existing portfolio: conduct relationship reviews, identify cross-sell and referral opportunities, and support member retention.
• Ensure loan documentation compliance including collateral perfection and lien positions.
• Use internal systems (for example: Sageworks, JHA) to track and manage loan activity and documentation.
• Support risk management, controls, and a strong compliance environment.
• Participate in community and professional activities to build referral networks and business visibility.
• Continuously learn commercial credit skills with a development path toward handling more complex commercial loans.

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Who You Are / Qualifications

Minimum qualifications (required):

• Bachelor’s degree.
• Minimum 5 years’ experience in a financial institution focused on business banking, commercial banking, or related financial services with demonstrable experience developing deposit and loan portfolios.
• Formal credit training completed or actively in progress at time of application.
• Strong verbal and written communication skills; professional borrower-facing communication experience.
• Proven ability to manage a pipeline, prioritize follow-up, and maintain high organization through the loan process.
• Proficiency with Microsoft Office; ability to learn and use credit union processing systems (JHA, Sageworks, or similar).
• Strong problem solving, interpersonal skills, and a team-oriented work ethic.

Preferred qualifications:

• Prior business lending/commercial lending or SBA lending experience.
• Experience with commercial credit analysis, small business lending, and loan closing coordination.
• Prior experience with Sageworks, JHA, or similar financial systems.

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Work Arrangement & Physical Demands

• This role supports a hybrid/telecommute work arrangement; employees working from home must have reliable business-grade internet and a dedicated workspace capable of video calls.
• May require flexible hours including mornings, evenings, and occasional weekends.
• Occasional lifting up to 25 lbs; extended periods of sitting or standing and computer work.

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Compensation & Benefits

• Estimated salary shown on the original posting: $80,324 per year (estimate from source). The Confidential Client offers competitive benefits; final compensation and specific benefit details will be provided during the hiring process.

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Other Important Details

• This role is full-time and intended to provide a development path toward more complex commercial lending responsibilities.
• The Confidential Client is committed to maintaining a compliant, control-oriented lending environment. Reasonable accommodations are available for qualified applicants with disabilities.

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Keywords for this role

• Loan Officer II - Business Lending
• Business lending Tempe AZ
• Commercial loan officer Tempe
• Small business lending
• Commercial credit analysis

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Equal Opportunity & Hiring Transparency

Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.

If you have questions about how your data is used, please contact us directly.