Financial Institution Examiner 9 - 12
The Financial Institution Examiner role at Confidential Client involves regulating and examining consumer financial services companies to ensure compliance with state and federal laws. This position requires analytical skills to assess financial performance and risks, strong communication abilities, and the flexibility to travel extensively for on-site examinations. It offers career growth opportunities from entry to senior levels within a dynamic public service environment.
About Careertakes
👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Accounting & Finance.
Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.
What You’ll Do
Confidential client is hiring Financial Institution Examiners (levels 9–12) to conduct examinations, compliance reviews, and investigations of consumer finance companies, including motor vehicle finance companies, money transmitters, mortgage companies, payday lenders, and other licensed consumer financial services firms. These roles support consumer protection and help maintain public confidence in the financial services sector.
- Conduct on-site and remote examinations of licensed consumer finance entities.
- Analyze financial statements, underwriting, loan portfolios, compliance programs, and operational risk.
- Identify regulatory, operational, and consumer risks and prepare clear findings and recommendations.
- Work with company leaders to obtain information, clarify issues, and support corrective action.
- Prepare written examination reports, workpapers, and documentation consistent with regulatory standards.
- Travel frequently for fieldwork; complete assigned examination work at your home office when not on site.
- Collaborate with peers and senior examiners on investigations, training, and process improvements.
Who We’re Looking For
Ideal candidates are curious, analytical, and service-oriented. This role is open to entry-level applicants (no prior examiner experience required) and to experienced examiners who qualify for higher levels (10–12) based on relevant professional experience.
- Strong analytical and problem-solving skills.
- Clear and effective written and verbal communication.
- Ability to work independently and within a team.
- Willingness to travel frequently (including overnight) and perform in-office and field assignments.
- Professional judgment, attention to detail, and ethical conduct.
Qualifications
Education
- Possession of a bachelor’s degree with a business major that includes: one course each in finance, law, and management; one course in either marketing or economics; and 6 semester (9 term) credits in accounting.
- Alternatively, some examiner levels accept a bachelor’s degree in any major plus specified industry experience (see experience below).
Experience (by level)
- Financial Institution Examiner 9 — No specific prior professional experience required.
- Financial Institution Examiner 10 — Typically 1 year of professional experience evaluating operating practices through examinations, visitations, or investigations of state-chartered or state-licensed financial institutions, or equivalent industry experience.
- Financial Institution Examiner 11 — Typically 2 years of relevant professional experience, including one year equivalent to level 10.
- Financial Institution Examiner 12 — Typically 3 years of relevant professional experience, including one year equivalent to level 11.
Relevant industry experience may include commercial credit analysis/underwriting, commercial lending, loan review, audit, compliance, risk management, actuarial work, or internal/external audit.
Salary & Benefits
- Pay range (hourly): $25.71 – $49.55 per hour (range covers entry-level 9 through experienced 12 level; placement depends on education and experience).
- Benefits commonly include retirement, health, vision, and dental programs and opportunities for career advancement and management eligibility.
Location & Travel
- Position is based in the Lansing, MI area. Candidates should be willing to reside within approximately a two‑hour drive of Lansing.
- Significant in‑state and out‑of‑state travel (including overnight) is required to perform examinations at licensed entities across the United States.
- Work includes both field examinations at licensees’ offices and desk work completed from your home office.
Licenses & Conflicts
- If you hold an active license in an industry regulated by the hiring agency, that license may create a conflict of interest. If an offer is made and accepted, you may be required to surrender any agency-issued license(s) that conflict with employment.
Attachments & Application Notes
- Required attachments: cover letter (describe how your education/experience will make you a successful examiner and your interest in the role), resume, and copy of official college transcripts (scanned electronic copies acceptable if they show institution, degree, date conferred, coursework, and registrar signature/seal).
- Failure to attach the requested documents may result in your application being screened out.
- Use of artificial intelligence (AI) software to prepare application materials or during the selection process is prohibited; applicants suspected of using AI may be screened out.
- Confidential client is a Veteran‑friendly employer and encourages veteran applicants.
Accommodations
If you require a reasonable accommodation to participate in the application or selection process, please contact the ADA coordinator for the agency that posted the vacancy.
Equal Opportunity & Hiring Transparency
Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.
If you have questions about how your data is used, please contact us directly.
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