About Careertakes

👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Accounting & Finance.

Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.

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Overview

Confidential Client is seeking a Credit Analyst to provide analytical support for underwriting and managing commercial lending relationships. This is an onsite, full-time role based in Vinnings / Atlanta, GA. The role focuses on financial statement analysis, credit approval documentation, covenant monitoring, and supporting Portfolio and Relationship Managers in portfolio oversight.

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Key Responsibilities

• Interpret and analyze financial statements to support underwriting of commercial & industrial (C&I) and commercial real estate loans.
• Prepare financial spreads, credit analysis documents, and industry research used in credit decisions.
• Update and maintain loan requests, renewals, modifications, and annual reviews in the commercial loan system.
• Calculate credit exposure, accurately record loan terms, collateral, covenants, loan grades, and policy exceptions in the loan system.
• Track covenant monitoring and record financial statements for assigned relationships.
• Partner with Portfolio Managers and Relationship Managers to monitor portfolio performance and escalate material changes or trends.
• Present analysis and findings in internal relationship team meetings and, when appropriate, in external client meetings.
• Participate in portfolio management projects and internal credit discussions with credit officers and senior management.
• Demonstrate ownership of portfolio metrics, strong attention to detail, and the ability to meet deadlines while delivering high-quality work.
• Perform other duties as assigned.

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Qualifications

• Bachelor’s degree in Accounting, Finance, Business, or equivalent experience.
• 1–2 years of related experience in Financial Services, Banking, Credit Analysis, Loan Review, or similar preferred.
• Familiarity with commercial lending processes and general bank operations.
• Practical experience or familiarity with financial statement spreading and credit analysis methodologies.
• Organized, detail-oriented, and able to manage multiple priorities under tight deadlines.
• Strong written and verbal communication skills; able to explain financial analysis to non-technical stakeholders.
• Experience in a Credit Analyst II or equivalent role is a plus.

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Compensation & Benefits

• Estimated hire-level pay (source estimate): $69,825 per year.
• Medical, dental, and vision plans with wellness incentives.
• HSA with company match.
• Maternity and parental leave.
• Tuition reimbursement and mentor program.
• 401(k) with company match (example: up to 6% per source).
• Additional benefits and resources provided by Confidential Client.

Note: Where local pay-transparency laws apply, the posted salary estimate is included above. If you need accommodation during the hiring process, please let Careertakes know.

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Why Apply

This role is a strong fit for early-career credit analysts who want to deepen commercial credit skills, contribute to portfolio management, and work with cross-functional lending teams in the Accounting & Finance industry. You’ll gain practical underwriting experience and exposure to credit decision processes.

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Equal Opportunity & Hiring Transparency

Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.

If you have questions about how your data is used, please contact us directly.