About Careertakes

👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Accounting & Finance.

Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.

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What You’ll Do

As a Credit Analyst in the Commercial Banking Development Program you will support credit administration and lending operations by collecting, analyzing and maintaining financial information on prospective and existing commercial clients. You will prepare credit studies and loan packages used by loan officers and senior credit leadership to make lending decisions.

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Key Responsibilities

• Support the Credit Administration team by collecting, organizing and maintaining client financial statements and collateral information.
• Spread financial statements and perform quantitative financial analyses, including sensitivity testing, to evaluate credit risk.
• Prepare credit studies, underwriting packages and in-depth reports that summarize qualitative and quantitative findings and recommended actions.
• Collaborate with internal teams (treasury, legal, loan operations) to execute treasury management products, foreign exchange and derivatives where applicable.
• Produce documentation for new and restructured loans and monitor loan disbursements for compliance with loan terms.
• Coordinate with third parties (field auditors, appraisers, etc.) as needed to support credit reviews and loan closings.

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Qualifications

• Completion of at least one Accounting course.
• Bachelor's degree or equivalent experience required.
• Minimum cumulative GPA of 3.0 is required (per program criteria).
• Strong analytical and conceptual skills with attention to detail.
• Effective written and verbal communication skills; ability to prepare clear reports and present findings.
• Self-motivated and able to manage assignments with limited supervision.
• Interest in a career in Commercial Banking and Financial Analysis.

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Compensation & Benefits

• Hourly rate for new hires is generally $33.40/hour. Final pay is determined by location, experience and company pay practices.
• Role may be eligible for annual bonus/incentives where applicable.
• Typical benefits include medical and dental insurance, 401(k) matching, tuition assistance, paid time off, employee volunteer programs and wellness resources.

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About the Client

This position is posted on behalf of a confidential client in the Accounting & Finance industry. The confidential client operates a commercial banking / financial services business and provides opportunities to rotate into lending operations and related bank functions as part of a development program.

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Additional Notes (Compliance & Accessibility)

Careertakes and our client comply with all applicable U.S. federal, state and local employment laws. Final hiring decisions, pay offers and employment terms are set by the client. If you require a reasonable accommodation to participate in the application or interview process, please notify Careertakes so we can coordinate with the client; reasonable accommodations will be provided consistent with applicable law.

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Equal Opportunity & Hiring Transparency

Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.

If you have questions about how your data is used, please contact us directly.