About Careertakes

👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Commercial Banking (Financial Services).

Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.

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Overview

Join a Commercial Banking Development Program as a Credit Analyst in Phoenix, AZ. This entry-level role is part of a structured development track focused on credit analysis and sponsor finance. You will help evaluate credit risk, prepare credit studies and loan packages, and support cross-functional teams while building practical commercial banking experience.

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What You’ll Do

As a Credit Analyst on the development program you will:

• Spread, manage, and maintain financial background information for current and prospective customers.
• Prepare credit studies, loan packages, and credit department reports for loan officers and senior credit management.
• Collect, organize, and analyze company financials; perform sensitivity analysis and other financial modeling to assess credit risk.
• Support Credit Administration by evaluating collateral, monitoring loan disbursements, and ensuring compliance with bank policies.
• Collaborate with internal groups to coordinate treasury management products, foreign exchange instruments, derivatives, and required legal documentation.
• Facilitate reporting requests with third parties (e.g., auditors, appraisers) and respond to client operational inquiries.

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Qualifications

Applicants should have:

• Bachelor’s degree (or equivalent experience) required.
• Completion of an Accounting course.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, and organizational skills.
• Effective verbal and written communication skills appropriate for an entry-level role.
• Interest in building a career in Commercial Banking and the ability to work productively with limited supervision.

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Compensation & Benefits

• Estimated salary: $71,230 per year (estimated).
• Benefits include medical and dental insurance, 401(k) matching, tuition assistance, paid time off, employee ownership opportunities, volunteer programs, and wellness resources.
• Structured learning and hands-on experience in credit analysis and commercial banking operations.

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About the Confidential Client

Confidential Client is a regional commercial banking organization operating within the financial services sector. The development program provides exposure across sponsor finance and commercial lending teams and is designed to accelerate career growth in credit analysis and relationship management.

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Equal Employment & Accessibility

Careertakes and our client are committed to fair hiring. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process, please request accommodation through the application portal or the contact method provided in the posting. Requests for accommodations will be handled in accordance with applicable law.

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Equal Opportunity & Hiring Transparency

Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.

If you have questions about how your data is used, please contact us directly.