Credit Analyst
The Credit Analyst role at a community bank involves analyzing financial statements, calculating financial ratios, and preparing credit memos to support lending decisions. The position partners closely with loan officers on loan structuring and monitors portfolio compliance, offering a clear path to lending or credit leadership roles within a supportive credit culture.
About Careertakes
👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Accounting & Finance.
Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.
What You’ll Do
- Analyze business and personal financial statements, tax returns and cash flow to evaluate creditworthiness
- Spread financials, calculate key ratios and global cash flow
- Write clear credit memoranda with risk ratings and recommended structure
- Partner with loan officers on loan structuring, collateral and covenant terms
- Monitor loan portfolio performance — annual reviews, covenant compliance and documentation
- Support preparation for exams and internal loan reviews
What You’ll Bring
- 1–3+ years in credit analysis, underwriting or lending support at a bank, credit union, or Farm Credit (strong entry-level candidates considered)
- Solid accounting and financial analysis skills; proficient with Excel and comfortable using spreading software
- Strong written communication and attention to detail (credit memo writing experience preferred)
- Bachelor’s degree in finance, accounting, ag business or related field; formal credit training is a plus
- Professional curiosity and a desire to progress into lending or credit leadership
What’s Offered
- Competitive base salary plus bonus potential
- Health, dental and vision benefits; 401(k) with employer match; paid time off
- Formal credit training and a clear career path toward lending roles
- Work with a community-focused lending team and strong credit culture
Location & Employment Type
Confidential Client is hiring for this position in Lincoln, NE. Employment type: Full-time.
Confidential Client and Careertakes will review applications submitted through the Careertakes platform and may share matched opportunities with qualified candidates.
Equal Opportunity & Hiring Transparency
Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.
If you have questions about how your data is used, please contact us directly.
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