About Careertakes

👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, IT.

Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.

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What You’ll Do

This is an entry-level Credit Analyst role supporting credit underwriting and portfolio management. You will learn and contribute across credit analysis, monitoring, and reporting while following institutional risk and compliance standards.

• Perform credit analysis to assess borrower, guarantor, and sponsor creditworthiness
• Support underwriting tasks and prepare credit memoranda and presentations
• Monitor portfolio performance, conduct periodic reviews, and track covenant compliance
• Analyze credit data, market and industry reports, and trend information to inform decisions
• Support risk-management activities in alignment with the client’s credit risk appetite and regulatory requirements
• Collaborate with team members and contribute to ad-hoc projects and continuous-improvement efforts
• Pursue ongoing learning and development in underwriting and portfolio management

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Qualifications

Required

• Bachelor’s degree (Finance, Business, Economics, or related field) or equivalent experience
• Strong interest in credit management, underwriting, and risk principles
• Solid verbal and written communication skills; ability to present findings clearly
• Analytical mindset and eagerness to learn to interpret complex financial data

Preferred / Helpful

• Any prior exposure to credit analysis, financial modeling, or portfolio monitoring
• Familiarity with industry reports and basic financial statement analysis
• Team-oriented attitude and attention to detail

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Compensation & Benefits

• Starting base salary: $31.39 — $50.14 per hour (range provided by client). This role may also be eligible for bonus/commission plans depending on position and performance.
• Benefits may include: medical, dental & vision plans (effective after start date per plan rules), 401(k) with employer matching, paid time off, tuition reimbursement and career development programs, employee resource groups, and specialty health/family planning benefits.
• Confidential Client supports career mobility and professional development.

(Note: Pay and benefits vary based on experience, location, and the client’s policies.)

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Location & Work Model

• Job location: Pico Heights, CA (role is remote-eligible / TELECOMMUTE per the client posting).
• Unless designated fully remote by the client, occasional reporting into a local office or client site may be required as an essential job function.
• Applicants must be authorized to work in the United States; local reporting requirements will be confirmed during the hiring process.

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Legal & Accessibility

• Confidential Client and Careertakes comply with applicable federal, state, and local employment laws. Reasonable accommodations are available for applicants with disabilities; please notify us if you require assistance during the hiring process.
• This posting contains an hourly pay range where provided by the client. Compensation shown is not a guarantee and may be adjusted based on experience and business needs.

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Equal Opportunity & Hiring Transparency

Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.

If you have questions about how your data is used, please contact us directly.