Commercial Banking Development Program - Credit Analyst - Los Angeles, CA - Healthcare Banking
The Credit Analyst in the Commercial Banking Development Program at Confidential Client supports healthcare banking by analyzing financial information, assessing credit risk, and preparing detailed credit reports to assist loan officers and executive management. This role involves managing credit and collateral data, collaborating across bank departments to execute financial products, and ensuring compliance with banking regulations. The position offers exposure to healthcare lending and portfolio management within a specialized middle market healthcare team, providing valuable hands-on experience in commercial banking.
About Careertakes
👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Accounting & Finance.
Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.
What You’ll Do
As a Credit Analyst within the Commercial Banking Development Program — Healthcare Banking team, you will support credit underwriting, financial analysis, and portfolio administration for middle‑market healthcare clients. Typical responsibilities include:
- Spread, manage, and maintain financial background information on current and prospective customers.
- Prepare credit studies and loan packages for loan officers and senior credit decision‑makers.
- Perform quantitative and qualitative financial analysis, including sensitivity and cash‑flow assessments.
- Support Credit Administration by analyzing credit and collateral information, ensuring compliance with loan terms and bank policies.
- Collaborate with cross‑functional teams to execute treasury products, foreign exchange instruments, and related legal documentation.
- Coordinate with third parties (auditors, appraisers) and monitor loan disbursements and covenant compliance.
- Produce departmental reports and documentation to support portfolio monitoring and decision making.
Qualifications
- Bachelor’s degree (or equivalent experience).
- Completion of an Accounting course.
- GPA of 3.0 or higher is required.
- Strong analytical and conceptual skills with attention to detail.
- Clear written and verbal communication skills appropriate for entry level.
- Ability to self‑motivate, prioritize, and work productively with limited supervision.
- Interest in Commercial Banking and healthcare industry financials.
Compensation & Employment Type
- Hourly pay: $33.40 per hour (for the Costa Mesa / Los Angeles, CA area).
- Employment type: Full time; role is listed as Contractor and Full time in source posting—final employment classification will be confirmed by the hiring organization.
- Eligible for annual bonus/incentives where applicable.
(Compensation is determined by the hiring organization and specific job location. The posted rate reflects the typical hourly rate for candidates hired in the Los Angeles area.)
Benefits
Our client offers competitive benefits, which may include:
- Medical, dental, and vision insurance
- 401(k) with matching program
- Tuition assistance and professional development opportunities
- Paid time off and wellness programs
- Employee volunteer programs
Specific benefits will be confirmed by the hiring organization during the hiring process.
About the Client
Confidential Client is a national banking organization serving commercial and middle‑market clients. The Healthcare Banking team provides specialized credit solutions (cash‑flow, asset‑based lending, sponsor finance), treasury management, and other services to support working capital, acquisitions, and growth for healthcare companies across services, specialty pharma, behavioral health, home health & hospice, medical devices, health IT, hospitals, and ambulatory surgical centers.
Note on Hiring Process & Accommodations
Careertakes and our client are committed to an inclusive hiring process. Reasonable accommodations are available for applicants with disabilities; contact details will be provided by the hiring organization during the process.
Equal Opportunity & Hiring Transparency
Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.
If you have questions about how your data is used, please contact us directly.
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