About Careertakes

👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Accounting & Finance.

Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.

---

What You’ll Do

As a Credit Analyst in the Commercial Banking Development Program, you will support credit administration and lending teams by preparing and maintaining financial analyses and credit documentation for current and prospective clients. This is an entry-level, hands-on role ideal for recent graduates or early-career professionals who want practical experience in commercial credit analysis.

---

Key Responsibilities

• Spread, manage, and maintain financial background information for present and prospective customers.
• Prepare credit studies and loan packages for Loan Officers, the Chief Credit Officer, and Executive Management.
• Perform sensitivity and financial analyses to identify credit risk and recommend action plans based on qualitative and quantitative review.
• Support Credit Administration in reviewing collateral and credit documents to determine lending risk and ensure regulatory and internal compliance.
• Collaborate with cross-functional teams (treasury management, legal, foreign exchange, derivatives) to document and execute bank structures and transactions.
• Facilitate third-party reporting requests (field auditors, appraisers) and monitor loan disbursements for compliance.
• Maintain accurate records and produce credit department reports.

---

What You’ll Need (Qualifications)

• Bachelor’s degree (or equivalent experience). Completion of at least one accounting course is required.
• Minimum GPA of 3.0 (as stated by the program requirements).
• Strong analytical and conceptual skills; ability to interpret financial statements.
• Clear written and verbal communication skills appropriate for entry-level client interactions.
• Comfortable working independently and managing assigned tasks with minimal supervision.
• Demonstrated interest in commercial banking and credit analysis.
• Strong organizational skills and attention to detail.

---

Compensation & Benefits

• Hourly pay for new hires in Chicago, IL: $33.40 per hour. Pay may vary by location; this posting reflects the Chicago level.
• Role may be eligible for annual bonus/incentive programs.
• Benefits typically include medical and dental insurance, 401(k) matching, tuition assistance, paid time off, employee volunteer and wellness programs, and opportunities to gain broad business and financial experience.

---

About the Employer

This opportunity is posted on behalf of a confidential client in the Accounting & Finance industry. The confidential client is a regulated financial institution that serves a broad base of corporate and commercial clients and invests in early-career development through structured programs like this Commercial Banking Development Program.

---

Location

Chicago, IL — on-site (role is based in Chicago; remote/telecommute not indicated).

---

Equal Opportunity & Hiring Transparency

Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.

If you have questions about how your data is used, please contact us directly.