2027 Commercial Banking Development Program - Credit Analyst - Beverly Hills, CA - Technology & Innovation Banking
The Credit Analyst in the 2027 Commercial Banking Development Program at Confidential Client is responsible for analyzing and managing financial information of current and prospective clients to assess credit risk and support loan decisions. This role involves preparing detailed credit reports, collaborating with various bank groups on financial products, and ensuring compliance with banking regulations. The position offers hands-on experience in innovation banking, providing financial solutions to companies across various innovation sectors.
About Careertakes
👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Technology & Innovation Banking.
Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.
What You’ll Do
As a Credit Analyst in the Commercial Banking Development Program you will help assess credit risk and prepare credit documentation to support lending decisions for innovation-sector clients. Typical responsibilities include:
- Spread, manage, and maintain financial background information for current and prospective customers.
- Prepare credit studies and loan packages for loan officers, the credit team, and executive management.
- Analyze client financial statements and perform sensitivity and other quantitative analyses to evaluate credit risk.
- Support credit administration by reviewing credit and collateral information to determine lending risk and ensure compliance.
- Collaborate cross-functionally to support treasury and cash-management products, foreign exchange and derivative instruments, and required legal documentation.
- Facilitate reporting and requests with third parties (field auditors, appraisers, etc.) and monitor loan disbursements for compliance.
- Produce and maintain credit department reports and related records.
What You’ll Need
- Completion of an Accounting course.
- Bachelor’s degree or equivalent experience required.
- GPA of 3.0 or higher is required.
- Strong analytical, conceptual, communication, leadership, and organizational skills.
- Demonstrated interest in commercial banking and credit analysis.
- Ability to self-motivate and work productively with limited supervision.
- Entry-level speaking and writing communications skills.
Compensation & Benefits
- Hourly starting rate for new hires (Los Angeles area / Beverly Hills, CA): $33.40 per hour. Salary amount is determined by specific job location. The role may also be eligible for annual bonus/incentives.
- Benefits include medical and dental insurance, 401(k) match, tuition assistance, paid time off, employee volunteer programs, wellness programming, and other standard employer benefits.
About the Employer
Confidential Client operates a Technology & Innovation Banking group that takes an entrepreneurial approach to providing financial solutions for innovation companies nationwide. The team supports companies across stages — from inception through IPO — offering industry knowledge and tailored banking solutions to help accelerate growth.
Equal Opportunity & Hiring Transparency
Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.
If you have questions about how your data is used, please contact us directly.
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