Credit Analyst 1
The Credit Analyst 1 at Confidential Client is an entry-level role focused on analyzing the financial health and creditworthiness of businesses applying for commercial loans. The position involves assessing credit data, preparing risk-based loan presentations, and collaborating with commercial lenders to support quality loan portfolio management. This onsite role offers foundational experience in commercial credit analysis within a supportive learning environment.
About Careertakes
👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Accounting & Finance.
Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.
Overview
Confidential Client is hiring an entry-level Credit Analyst (Credit Analyst 1) to join their commercial credit team in Oconomowoc, WI. This onsite, full-time role is ideal for candidates with a strong foundation in accounting/finance who want hands-on training in commercial loan analysis, underwriting fundamentals, and portfolio quality management.
What You’ll Do
- Analyze credit data and financial statements for new and existing commercial loan customers to assess creditworthiness and risk.
- Prepare clear, objective loan presentations that summarize findings and recommended risk ratings.
- Assign appropriate risk ratings and document rationale for underwriting decisions.
- Review and analyze requests for changes to collateral on existing loans.
- Collaborate with Commercial Lenders to collect customer information and clarify credit assumptions.
- Maintain accurate loan files and support compliance and audit-ready recordkeeping.
Must-Have Qualifications
- Bachelor’s degree in Finance, Accounting, Business, or equivalent experience.
- Strong understanding of accounting and foundational finance concepts.
- Proficient with Microsoft Excel and Word.
- Basic keyboarding skills and comfort navigating a Windows environment.
- Strong attention to detail and comfort working with numerical data.
Nice to Have
- 1+ year of banking experience.
- 6+ months working with commercial credit or lending.
- 6+ months experience with SBA credit or lending.
- Prior exposure to loan underwriting or credit risk assessment.
What We Offer
- Onsite, full-time role in Oconomowoc, WI with structured training — great for launching a finance career in commercial credit.
- Opportunity to work directly with experienced commercial lenders and build underwriting skills.
- Estimated compensation: $83,263 per year (estimated figure from the posting).
Skills & Tools
- Financial statement analysis
- Loan underwriting fundamentals
- Credit risk assessment and documentation
- Microsoft Excel and Word
Equal Opportunity & Hiring Transparency
Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.
If you have questions about how your data is used, please contact us directly.
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