About Careertakes

👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Accounting & Finance.

Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.

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What You’ll Do

As a Community Development Banking Program Analyst supporting Commercial Real Estate at our confidential client, you will help structure financing solutions that expand affordable housing and revitalize low- and moderate-income communities. You will work with bankers, underwriters, and treasury colleagues to analyze transactions, prepare materials, and support credit and portfolio work. This role offers hands-on transaction exposure, structured training, and mentorship, with potential progression to Associate-level upon successful completion.

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Key Responsibilities

• Build and update financial models, pro forma and cash flow analyses, and risk grading materials to support community development financing transactions.
• Assist with underwriting, credit approvals, annual reviews, and other credit-related deliverables.
• Analyze property, market, sponsor, guarantor, and transaction data with focus on affordable housing and community development projects.
• Prepare client-facing materials and internal memos that summarize financing alternatives, deal metrics, key risks, and mitigants.
• Support due diligence, market research, and transaction execution in partnership with bankers and underwriting teams.
• Assist with portfolio monitoring and ongoing client support.
• Develop familiarity with treasury services and the end-to-end client and transaction process.
• Build knowledge of the confidential client’s product and service offerings across commercial real estate and community development finance.

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Required Qualifications

• Bachelor’s degree (graduation in December 2024 or Spring/Summer 2025 is acceptable for program eligibility).
• Authorization to work in the United States for this program.
• Strong analytical skills, attention to detail, and experience (or coursework) working with financial statements and modeling.
• Exceptional verbal and written communication skills.
• Strong problem-solving and critical-thinking ability.
• Ability to manage multiple priorities and deliver high-quality work in a collaborative environment.

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Preferred Qualifications

• Internship experience or coursework in real estate, finance, accounting, economics, or related fields.
• Interest in affordable housing, community development finance, and commercial real estate banking.
• Familiarity with pro forma modeling, cash flow analysis, credit concepts, or financial statement analysis.
• Interest in building client relationships and delivering strong client service in a metropolitan office environment.

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Location & Compensation

• Location: Tenderloin, CA (on-site/office-based for this role).
• Base salary (posted): $80,000 — $82,500 (Tenderloin, CA). Actual pay will depend on role, experience, skill set, and location.
• The confidential client offers a competitive total rewards package that may include discretionary incentive compensation, health benefits, retirement plans, and additional programs based on eligibility.

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Additional Information & Compliance

• This position may be subject to Section 19 of the Federal Deposit Insurance Act; any offer of employment may be contingent on a review of criminal conviction history, including pretrial diversions or program entries, as permitted by law.
• The confidential client will comply with all applicable federal, state, and local employment laws. Reasonable accommodations are available for applicants and employees with disabilities and for religious practices, as required by law.
• Applicants must be prepared to provide any documentation required to verify eligibility to work in the United States.

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Skills & Keywords (highlights for search/SEO)

• Financial modeling
• Cash flow analysis
• Underwriting & credit analysis
• Community development finance
• Affordable housing finance
• Commercial real estate analysis

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Equal Opportunity & Hiring Transparency

Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.

If you have questions about how your data is used, please contact us directly.