About Careertakes

👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Healthcare & Nursing.

Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.

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Role Overview

Confidential Client is hiring an Associate in Personal Risk Services (Underwriting) for a cohort-based, entry-level underwriting program starting February 2027. This two-year Associate Program combines technical training, cohort-based learning and hands-on underwriting assignments designed to accelerate career development in insurance underwriting for high-net-worth personal lines.

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What You’ll Do

• Use underwriting tools and data to evaluate personal risk exposures (homes, specialty personal property, vehicles, etc.).
• Assess and document risks, preparing clear underwriting recommendations.
• Work on team assignments within a cohort and contribute to group deliverables.
• Participate in technical training, development workshops and executive engagement opportunities.
• Receive mentoring from managers and former Associates; apply feedback to improve underwriting judgment.
• Communicate clearly with internal partners (brokers, claims, risk engineers) and maintain professional documentation.

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Why This Role Matters

This position supports high-net-worth clients by helping design coverage and make informed underwriting decisions that protect valuable personal assets. The program provides a foundation for a long-term career in underwriting with structured development, exposure to senior leaders and tangible growth opportunities.

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Minimum Qualifications

• Bachelor’s degree required (all majors considered).
• Minimum GPA: 3.0.
• Legally authorized to work in the U.S. without current or future employment-based sponsorship (sponsorship not available).
• Preferred: prior work experience (internships, summer jobs, part-time roles) and demonstrated leadership (campus organizations, athletics, volunteer service).

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Compensation & Benefits

• Pay range: $60,000 to $75,000 per year (final offer depends on skills and experience). This role may be eligible for a discretionary annual incentive program.
• Confidential Client offers a comprehensive benefits package; details available on their careers site.
• Note: pay may be adjusted for geographic differentials applicable to the hiring location.

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What We Look For

• Strong analytical and problem-solving skills.
• Clear written and verbal communication.
• Collaborative mindset and eagerness to learn in a cohort environment.
• Professionalism, attention to detail, and ethical judgment.

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Location & Start Date

• Location: Whitehouse Station, NJ (on-site / local).
• Anticipated start: February 2027.
• Employment type: Full-time, Permanent.

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About the Industry

This role sits within the Healthcare & Nursing (Personal Risk Services) recruitment stream for Confidential Client, focused on tailored personal-lines underwriting for affluent and high-net-worth individuals.

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Equal Opportunity & Hiring Transparency

Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.

If you have questions about how your data is used, please contact us directly.