About Careertakes

👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Accounting & Finance.

Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.

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Position overview

Confidential Client (via Careertakes) is hiring an entry-level Associate Mortgage Loan Specialist to support real estate lending and mortgage origination in Raeford, NC. This role focuses on training and development — you'll learn loan origination workflows, assist members with mortgage applications, and build foundational underwriting and customer‑service skills with supervision and a clear career path.

• Employment type: Full-time
• Location: Raeford, NC (on-site)
• Salary (estimated): $75,201 per year — reported estimate from source

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What You’ll Do

You will support the mortgage lending lifecycle and be the primary contact for applicants during origination. Typical responsibilities include:

• Receive and assist members with completion of mortgage and real estate loan applications.
• Collect, verify, and evaluate income documentation (including tax returns) and other supporting documents.
• Assist in underwriting analysis and make recommendations based on creditworthiness, ability to repay, collateral, and organizational risk.
• Communicate loan decisions (approvals/denials) clearly and professionally to applicants.
• Price and disclose loan terms, interest rates, and fees consistent with policy and regulatory requirements.
• Coordinate with loan processing teams and Lending Contact Center to move applications to closing.
• Service existing mortgage and home equity accounts as needed.
• Follow up with prequalified applicants and cultivate leads to grow mortgage volume.
• Participate in community and realtor engagement activities to support originations.
• Maintain accurate, audit-ready loan application notes and records in the Loan Origination System.
• Support branch staff with mortgage-related questions and referrals.

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Qualifications & Must-Haves

We recommend candidates meet the following minimums and preferences:

• High school diploma or GED required. Preferred: bachelor’s degree, CCUE certification, or Associate degree (NC-CTP).
• Eligible to be registered as an active MLO with NMLS (or willing to complete requirements).
• Strong verbal and written communication skills; ability to interact professionally with members, realtors, appraisers, attorneys, and internal stakeholders.
• High integrity, strong attention to detail, and commitment to compliance and regulatory standards.
• Basic computer skills and willingness to learn loan origination and servicing software.
• Willingness to participate in required training programs and continuing education.
• Previous lending or credit union experience preferred but not required.

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Training & Career Development

This is a development role that includes structured training:

• New employee training and mandatory Core Modules (e.g., Lending Overview, Member Eligibility, NCUA coverage).
• Complete the Real Estate Lending Program (RELP) within six months.
• Successful completion of Consumer Lending Program courses and exam required; initial Tier 1 lending limits issued after proficiency and leadership recommendation.
• Ongoing quarterly and role-specific training to support progression to higher lending tiers.

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Working Conditions & Physical Demands

• Office-based role with regular member interaction; occasional local travel for community outreach.
• Typical workstation tasks: significant sitting, keyboard use, phone handling.
• Must be able to lift up to 10–15 lbs and perform standard branch duties as needed.

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Compensation & Other Notes

• Estimated pay: $75,201 per year (estimate provided in source listing). Actual compensation will be determined by Confidential Client in accordance with experience and internal pay bands.
• This posting adheres to applicable US employment laws. Candidates must be legally authorized to work in the United States; Confidential Client may conduct background checks as permitted by law.

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Equal Opportunity & Hiring Transparency

Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.

If you have questions about how your data is used, please contact us directly.