Associate Mortgage Loan Specialist
The Associate Mortgage Loan Specialist is an entry-level real estate lending role focused on guiding members through the mortgage loan application process, including application assistance, underwriting, and decision recommendations. This position emphasizes training and development while ensuring compliance with lending policies and providing excellent member service to support Confidential Client's mission of 'People Helping People.' The role requires strong communication, organizational skills, and a commitment to ongoing professional growth within a collaborative office environment.
About Careertakes
👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Accounting & Finance.
Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.
Position overview
Confidential client is hiring an Associate Mortgage Loan Specialist (Entry-level) to support real estate lending origination and member/customer engagement. This is a full-time, member-facing role based in Barco, US. Estimated pay: $75,951 per year (estimated).
What you’ll do
This third-party recruiting posting reflects the core responsibilities for the role. As an Associate Mortgage Loan Specialist you will:
- Serve as primary point of contact for members/applicants during mortgage and home-equity loan origination.
- Take and process real estate loan applications; collect required documentation and ensure accurate application records.
- Evaluate and verify income documentation (including personal and business tax returns) to support lending decisions.
- Make underwriting recommendations in line with policy, assessing creditworthiness, repayment ability, collateral valuation, and organizational risk.
- Communicate approval/denial decisions clearly and professionally to members.
- Price and disclose loan terms — determine rates and fees based on credit, loan amount, term and market conditions.
- Coordinate with the Real Estate Lending Processing Center and Lending Contact Center to advance loans through origination and servicing.
- Follow up on prequalified applicants and leads; cultivate relationships with realtors and third parties to build mortgage volume.
- Support branch teams with mortgage-related guidance and member referrals to other financial products.
- Maintain up-to-date knowledge of lending policies, regulatory requirements, and market trends.
- Complete required training programs (Consumer Lending Program, Real Estate Lending Program) and earn initial lending limits (Tier 1) after proficiency is proven and recommended by senior leadership.
- Perform other consumer lending, clerical and community engagement duties as assigned.
What we’re looking for (requirements & skills)
- High school diploma or GED required. Preferred: bachelor’s degree, CCUE certification, or Associate degree via the NC Community College Transfer Program.
- Previous lending or credit-union experience preferred.
- Eligible to be registered (or already registered) as an active Mortgage Loan Originator (MLO) with NMLS.
- Strong verbal and written communication skills; ability to interact with members, legal counsel, appraisers, realtors and senior leadership.
- Excellent attention to detail, organizational skills, and the ability to document application history clearly in the Loan Origination System.
- Customer service orientation and relationship-building skills.
- Basic computer skills and ability to learn lending and processing platforms.
- Willingness to engage in continuing training and development, complete required core modules within the employer’s timeframe, and comply with attendance policies.
- Must be able to speak and write English fluently.
- High integrity and adherence to regulatory and compliance standards.
Training & development
- New-hire onboarding (Excel and Elevate) followed by Real Estate Lending Program (RELP) completion within 6 months.
- Completion of required core modules covering accounts, lending overview, policies, and member-facing systems.
- Ongoing quarterly training and development to expand lending limits and advance career path.
Work environment & physical demands
- Office setting with regular interaction with employees and members; some background noise from normal branch activity.
- Some local travel to community events or partner meetings may be required.
- Mostly sedentary work with regular computer and phone use.
- May lift items up to 10–15 lbs.
Compensation & employment type
- Employment type: Full-time
- Reported/estimated pay: $75,951 per year (estimated). This posting includes the visible estimated annual figure from the source.
Why apply through Careertakes
- Careertakes represents confidential client as a third-party recruiter and can help match you to other opportunities if you’re a fit.
- This role offers structured training, entry-level advancement into lending, and opportunities to grow lending limits and responsibility with demonstrated proficiency.
Equal Opportunity & Hiring Transparency
Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.
If you have questions about how your data is used, please contact us directly.
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