About Careertakes

👉 Important disclosure: Careertakes is a third-party recruiting platform supporting this hiring process. If selected, you will be employed directly by our client, Commercial Banking & Financial Services.

Applicants for this role may also receive access to additional matched opportunities through the Careertakes platform.

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What You’ll Do

As a Credit Analyst in the Commercial Banking Development Program you will support the Credit Administration team by collecting, analyzing and maintaining financial data for existing and prospective clients. You will prepare credit studies, perform sensitivity and credit-risk analyses, and produce reports and loan packages used by loan officers and credit decision-makers.

• Support credit administration: gather and organize financial statements, collateral information, and related documentation.
• Spread and maintain financial background data for clients and update internal systems.
• Perform quantitative and qualitative analyses to evaluate credit risk and provide recommended action plans.
• Prepare loan packages and documentation for new credits and restructures.
• Collaborate across teams to support treasury management, foreign exchange, and related products.
• Coordinate with third-party vendors (appraisers, auditors) and monitor loan disbursements for compliance.
• Contribute to reporting, dashboards, and process-improvement initiatives within the Data Management & Infrastructure function.

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Qualifications

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, written and verbal communication skills.
• Demonstrated leadership potential and strong organizational skills.
• Interest in pursuing a career in Commercial Banking.
• Ability to self-motivate and work productively with minimal supervision.
• Entry-level role — ideal for candidates early in their career or recent graduates.

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Benefits

• Competitive salary
• Opportunity for company equity/ownership stake
• Medical and dental insurance
• Paid time off
• 401(k) with employer matching
• Tuition assistance program
• Employee volunteer program
• Wellness initiatives and professional development opportunities

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About the Confidential Client

Confidential Client is a national commercial banking and financial services organization serving clients across the United States. The organization supports commercial lending across several specialty lines and invests in data, reporting, and technology to improve workflows and client outcomes.

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Summary

• Location: Phoenix, AZ
• Type: Full time
• Estimated salary: $82,591 per year (estimated)

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Equal Opportunity & Hiring Transparency

Careertakes and our client are Equal Opportunity Employers committed to building a diverse and inclusive workforce. We prohibit discrimination or harassment of any kind. To support a fair and efficient hiring process, AI tools may be used to assist with application review or resume screening. These tools do not replace human decision-making. Final hiring decisions are made by people.

If you have questions about how your data is used, please contact us directly.